Founded in 1979 and headquartered in Ogden, Utah, InterMountain Business Lending (IMBL) is one of the oldest SBA 504 Certified Development Companies in the Intermountain West. The non-profit specializes exclusively in the SBA 504 program, partnering with banks and credit unions to provide low down-payment, fixed-rate financing for owner-occupied commercial real estate, new construction, and major equipment — with terms of 10, 20, or 25 years. IMBL operates with a small, focused team of about 14 professionals and emphasizes a high-touch lender experience built around three values: communication, efficiency, and expertise. The organization also engages directly with state agencies, local bankers, community organizations, and chambers of commerce to promote awareness of the 504 program and identify qualifying businesses across its service area.