Founded in 1981 and headquartered in Plano, North Texas Certified Development Corporation (NTCDC) is a non-profit Certified Development Company focused exclusively on SBA 504 lending. The organization's small but seasoned team brings more than 100 years of combined SBA experience to bear on processing, approving, and funding 504 loans for Texas small businesses. NTCDC operates under the standard SBA 504 model — partnering with banks to deliver long-term, fixed-rate, below-market-rate financing for owner-occupied commercial real estate, construction, renovation, and major equipment purchases. While headquartered in Plano in the DFW metro, NTCDC maintains business development officers across all the major Texas markets and actively serves smaller and more rural Texas communities as well.