Terms of Service
Effective Date: 11.17.2925
Website: https://sba-loans.com
Owner/Operator:Access Private Capital
1. Acceptance of Terms
By accessing or using sba-loans.com (“the Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Website.
We may update these Terms at any time. Updated versions will be posted with a revised effective date. Continued use signifies acceptance.
2. Website Purpose
sba-loans.com provides general information related to SBA loans, commercial financing, business resources, and related services.
We are not the SBA (Small Business Administration) or a government agency.
All content is for informational purposes only and does not constitute legal, financial, or professional advice.
3. Eligibility
To use this Website, you must:
- Be at least 18 years old
- Have the legal capacity to accept these Terms
4. Not Financial or Legal Advice
The content on this Website is for educational purposes only and should not be considered:
- Legal advice
- Financial advice
- Tax advice
- A commitment to lend
You should consult qualified professionals before making financial decisions.
5. User Responsibilities
You agree that you will:
- Use the Website only for lawful purposes
- Not use the Website to submit false or misleading information
- Not attempt to disrupt or harm the Website’s functionality
- Not use automated tools to access or scrape content without permission
6. Submitted Information
If you submit loan inquiries, contact forms, or other data:
- You represent that all information is accurate
- You consent to being contacted by us or our partners (if applicable)
- You grant us the right to use submitted information to provide requested services
We will handle personal information in accordance with our Privacy Policy.
7. Third-Party Services & Links
The Website may include:
- Links to third-party websites
- Tools or services provided by external partners
- Advertisements or affiliate links
We are not responsible for the content, policies, or actions of third parties.
8. No Guarantee of Loan Approval
Use of the Website does not guarantee:
- Loan approval
- Loan qualification
- Availability of any specific financing product
- Any particular result
All lending decisions are made by lenders following their own criteria.
9. Intellectual Property
All content on sba-loans.com—including text, logos, graphics, design, and layout—is the property of [Your Company Name] and protected by copyright and trademark laws.
You may not:
- Copy, reproduce, or distribute content without permission
- Use our branding without written authorization
10. Disclaimer of Warranties
The Website is provided “as is” and “as available” without warranties of any kind, including:
- Accuracy
- Reliability
- Completeness
- Availability
We do not warrant that:
- The Website will be uninterrupted or error-free
- Content will always be current or accurate
- Any outcomes related to financing will occur
11. Limitation of Liability
To the fullest extent permitted by law, sba-loans.com, its owners, and affiliates shall not be liable for any:
- Damages resulting from use or inability to use the Website
- Errors or omissions in content
- Decisions made based on Website information
- Loss of data, profits, or business opportunities
Your sole remedy is to stop using the Website.
12. Indemnification
You agree to indemnify and hold harmless sba-loans.com and its affiliates from any claims arising out of:
- Your use of the Website
- Your violation of these Terms
- Your submission of inaccurate information
13. Termination
We may suspend or terminate access to the Website at any time without notice if:
- You violate these Terms
- We need to perform maintenance
- We choose to discontinue the Website
14. Governing Law
These Terms are governed by the laws of the State of Georgia, without regard to its conflict-of-law principles.
Any disputes will be resolved in the courts located in Fulton County, Georgia